What My 20-Minute Divorce Mortgage Planning Consultation Covers (And What It Doesn’t)
What My 20-Minute Divorce Mortgage Planning Consultation Covers (And What It Doesn’t) When you’re navigating a divorce, one of the biggest and most emotional questions is: “What happens to the home?” Most people don’t know how to “do” divorce — and why would they?...
I Don’t Advocate for Divorce—But I Do Advocate for Homeownership
Let’s be clear: I don’t advocate for divorce. What I do advocate for is protecting your ability to stay in homeownership—during and after divorce. Because your home isn’t just an asset. It’s your anchor. And the decisions you make about it today will shape your...
DIY Divorce? What You Don’t Know Can Cost You
A friendly divorce might feel manageable. No lawyers. No drama. No extra expenses. But when it comes to your mortgage, your equity, and your long-term financial well-being—going through it alone can cost far more than you think. Here’s a real story that illustrates...
Graduated or Changing Support Payments? Here’s What You Need to Know About Mortgage Qualification
Support income is often central to staying in homeownership after divorce. But here’s what many people don’t realize: Even if support payments are legally structured or seem generous on paper, they might not help you qualify for a mortgage. In fact, assuming the...
Should You Stay on the Mortgage After Moving Out?
Only if there’s a clear, enforceable plan to get you off of it—fast. This is one of the most misunderstood and high-risk areas I see in divorce mortgage strategy. And unfortunately, it’s often overlooked until it’s too late. Let me show you what I mean. A Real Case...
Stuck on the Old Mortgage With Your Ex? Here’s Why You Don’t Have to Wait to Buy
If you moved out of the marital home but your name is still on the mortgage, you may have been told you can’t qualify for a new loan until your ex refinances, removes you from the mortgage by way of a release of liability, or proves they’ve made 12 months of on-time...
Can You Assume Your Mortgage After Divorce? (Most People Get This Wrong)
One of the biggest myths I hear from divorcing homeowners is: “My lender told me I can’t assume the mortgage, so I’ll have to refinance.” The truth? In many divorce cases, you can assume the loan — even if it’s a Fannie Mae or Freddie Mac loan. It’s called a release...