Divorce Comes with Decisions. Big Ones. Especially when real estate and retirement accounts are involved. Especially when your income is complex. Especially when you want to keep the house but aren’t sure if you can. In this fog of legal documents, emotional...

Going through divorce often means navigating financial decisions you never expected to face — including the possibility of needing a co-signer to move forward. For many people, that idea alone feels uncomfortable. By the time someone is going through divorce, they are...

Yes—but only with proper structure and strategy. Buying a home before your divorce is finalized can be legal, strategic, and stabilizing. But it’s also one of the most misunderstood moves in divorce real estate—and it’s easy to get it wrong. This isn’t about finding a...

Let’s be clear: If you never plan to own a home in your life—then no, you probably don’t need me. But if you’re going through divorce and homeownership is anywhere in your future, there’s a high likelihood you do need divorce mortgage planning—whether you realize it...

Divorce is overwhelming. When you’re also trying to keep—or qualify for—a mortgage, it can feel like every door is closing. Maybe your lender says you can’t assume the mortgage. Or that you don’t qualify to buy your spouse out. Or that you have to refinance. Here’s...

If you’re navigating a divorce, one of the most costly mistakes you can make is trying to do it alone—or assuming that a single professional, like your attorney, can handle everything. The truth is: divorce is more than a legal event. It’s a financial, emotional, and...

By Karla Kyte, CDLP® | My Divorce Mortgage Planning | Denver, CO Every January, a predictable pattern sets in: divorce consultations surge. Not because something dramatic happens after the holidays—but because people are ready. They’ve made the decision, or are close...

Divorcing in Colorado? Capital gains on the marital home can create huge tax surprises. Learn how to avoid them with expert divorce mortgage planning. Capital Gains in Divorce: The Tax Trap Most Couples Miss When Dividing the Marital Home After 28 years in the...

What My 20-Minute Divorce Mortgage Planning Consultation Covers (And What It Doesn’t)  When you’re navigating a divorce, one of the biggest and most emotional questions is: “What happens to the home?”  Most people don’t know how to “do” divorce — and why would they?...

A friendly divorce might feel manageable. No lawyers. No drama. No extra expenses. But when it comes to your mortgage, your equity, and your long-term financial well-being—going through it alone can cost far more than you think. Here’s a real story that illustrates...