One of the hardest conversations I have with clients doesn't start with a mortgage. It starts with a confession. "I've never handled our finances." Sometimes it's followed by: "My spouse always paid the bills." "I've never applied for a mortgage on my own." "I don't...

One of the biggest realizations in gray divorce is this: Downsizing is not a failure. It’s often the smartest strategic move you can make. For many people divorcing after 50, the marital home was supposed to be the forever home. It’s where children were raised. It’s...

When you’re going through gray divorce, there is a lot of focus on retirement accounts, home equity, and maintenance. But one piece that often gets overlooked — or misunderstood — is Social Security. And for many people divorcing after 50, Social Security can become a...

One of the hardest conversations in gray divorce is this: Should I keep the house? For many people divorcing after 50, this is the home they believed would be their forever home. It’s where they raised their children. It’s where they imagined grandchildren visiting....

One of the most common challenges I see in gray divorce is what I call the career pause problem. This usually happens in marriages where there were children involved. At some point, a decision was made — often mutually — that one person would step back from their...